Answer:
The rate of change is 5%.
Explanation:
Given : Function

To find: What is the rate of change?
Solution :
The given function is an exponential function as it is in form

in which b is the factor of rate,
If b=1+r then r is the growth rate
If b=1-r then r is the decay rate.
We have given b=0.95
So, 0.95=1-r
r=1-0.95
r=0.05
i.e, It is a decay rate with 5%.
Therefore, The rate of change is 5%.