Answer:
personal savings account OR Joint savings account
Step-by-step explanation:
since the bank account joel is planning to open is for non-buisness purpose and at the same time wants his mothers name to be included in his account then opening a Personal savings account would be much better because
A personal savings/ Joint account is an interest-bearing deposit account held at a bank or other financial institution, though personal savings/Joint accounts have some limitations on how often you can withdraw funds and so you can earn more interest.