Answer:
Loans for businesses.
Step-by-step explanation:
Herbert Hoover was an advocate of rugged individualism, even during the Great Depression. This is why he did not want to give direct financial assistance to citizens. Hoover felt that this would ruin the moral character of America and will make people lazier.
This is why Hoover preferred loans to businesses instead of citizens. Hoover felt that helping businesses would help citizens the most, as these businesses could retain their employees.