Answer:
The correct option is D.
Explanation:
The general exponential function is defined as

Where, a is the initial value and b is the growth factor.
→ If b>1, then it is a growth function and if b<1, then it is a decay function.
The function is always decreasing and has a y-intercept of 20. It means the initial value of function is 20.
Since the function is decreasing, therefore the value of growth factor must be less than 1.
In option A and C the initial value is 20, therefore options A and C are incorrect.
In option B,

Growth factor is 1.75>1, therefore option B is incorrect.
In option D,

Growth factor is 0.75<1, therefore option D is correct.