The answer is: " x ≤ - 20 " .
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"x " is LESS THAN OR EQUAL TO " -20 " ;
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→ in which:
"x" refer to the number of points;
"-20" refers to the maximum number of points" ;
The fact that the maximum number of points is a "negative number"—as given in this very question/problem—indicates a "point deficit" .
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