Answer with explanation:
As , Olya want to pay her debt after spending money for her monthly budget, the following precaution can be taken by Olya for paying her Debt,
a: Olya could spend less on entertainment each month and put the money towards her credit card payment.
b: Olya could skip a month or two paying for her school loan and put the money towards her credit card debt.
c: Olya could try to save money on her utility bills by investigating money saving plans offered by the utility company.
⇒The following is not a wise decision to reduce her debt
Option D: Olya could spend less on food each month and put the money towards her credit card payment.
Why , i am saying this because if she will not take diet which is full of All the nutritional components , her mind will not work with full capacity , and she will not be able to give her 100% in work , due to that she will suffer from deficiency deseases.So, she should spend sufficient amount of her income on food and spend less money on other things like entertainment, Sports, Music,Mobile, for paying her debt.