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If your payment history counts for 35% of your credit score and the type of credit you use accounts for 10% of your score, which should you probably work harder on to improve your score?
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If your payment history counts for 35% of your credit score and the type of credit you use accounts for 10% of your score, which should you probably work harder on to improve your score?

User Torongo
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which of those two percentages is larger? that's your answer.

a larger percentage means that it has a greater affect on the outcome.
User Niall Cosgrove
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