The reform portion of FDR's New Deal had the goal of preventing future economic depressions. Reforms included many banking changes the biggest being the creation of FDIC which insured a person's deposits if a bank were to lose the money. Securities and Exchange Commission was created as well to monitor the stock market. Social Security was created as a reform as well to create turn over in the employment so older workers could be replaced by younger but still have a means to an income. For farmers, the Soil Conservation Act was put into place which would aid farmers in times of drought and encourage farmers to not overly produced the land creating conditions which cause dust bowls.