The answer would be $300 because that is the premium or the amount owed to the insurance company. The deductible is the amount you pay out of pocket before your insurance kicks in if you need to use the insurance. However, how much you pay monthly could vary depending on how log your premium is set for. For example if your premium is $300 dollars monthly you would pay said $300. If your premium is for a 6 month period as are most car insurance policies then you would only pay $50 per month (300 divided by 6 months). Lastly if this is a health insurance premium then most of these are paid over the coarse of a year and thus you would pay 25 dollars per month ($300 divided by 12). Seeing as this question does not specify the amount of time the premium in paid over its logical to assume the answer is $300.