Question

Margo’s employer provides her with a group health insurance plan. This plan requires her to pay a fixed monthly fee for healthcare. What health insurance plan does Margo have?

Answer 1

HMO an acronym for Health Maintenance Organization is a health insurance group that offer a wide range of healthcare services through a network of providers who agree to supply services to members for a fixed annual fee.

Since, Margo is required to pay a fixed monthly fee for healthcare, her employer definitely provided her with HMO.

Answer 2

Due to the fact that Margo's health care plan is provided through her employer, and the plan calls for a fixed monthly payment for coverage, this type of program would be considered a Preferred Provider Program (PPO) that is provided by her workplace.