Answer: Option (b) is the correct answer.
Step-by-step explanation:
Formal learning is the defined as the learning provided by a trained person in a classroom.
For example, a teacher teaching in a school is actually providing formal learning to his students.
Whereas when a student meets an after school tutor for homework help then it means the tutor is a trained person who is providing help to his student by formally teaching him.
Therefore, a student who meets with an after school tutor for homework help is formally learning.