Answer:
a. Most students are unable to make monthly payments while studying, so deferment allows them to focus on studying.
Explanation:
Deferment refers to a period in which a borrower doesn't have to make payments. This is important in students payments because it helps students to avoid default as in many cases they are not able to work while studying and this option helps them to be able to cover the tuition and pay the loan once they finish and get a job.