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The provision which state is both the policy and a copy of the the application form the contract between the policy owner and the insurer is called the

User GKE
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It is called the entire contract, which is a standard for contracts. The provision means that both parties involved in the contract will complete their obligations on the contract and nothing else. There is no need to go beyond the contract agreement and go above and beyond for the other party.
User Osman Rahimi
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