Question

David considers himself to be a responsible and safe driver. He has never been in an accident and never received a speeding ticket. He is looking for the minimal amount of automobile insurance possible. Which type of coverage best fits David's goals? A) liability coverage B) collision coverage C) comprehensive coverage D) uninsured and underinsured motorist coverage

Answer 1

Answer: (A) liability coverage

Step-by-step explanation:

Since David considers himself to be a responsible and safe driver. He has never been in an accident and never received a speeding ticket. He is looking for the minimal amount of automobile insurance possible, the best option for him is to get liability coverage this is because through this he will be able to cover the damage he made if he is at fault, and since that is rare because he drives carefully, it’ll be the best option for him.

Answer 2

The answer is: A. liability coverage

Since david is a responsible driver, the chance that he would involved in accidents is very small. Because of this, liability coverage is the cheapest and most suitable option for David.

Liability coverage tend to be the cheapest because In case automobile accidents happen, liability coverage would only protect the damage that happen to the third party (not the insured).