According to the U.S. Census Bureau, 85% of Americans have health insurance. Which generalization might BEST account for why approximately 15% of the population is without health insurance? A) Lower-income families may be unable to afford private health insurance. B) Older Americans usualy decide they do not need or want health insurance. C) High-income families use most of the funds reserved for public health insurance programs. D) A greater percentage of the population in the northeast are less likely to need insurance.