It's the second option because by credit it is meant to get some money you do not have for a specific purpose and then pay it back with interest and in installments.
The first one can be a kind of credit because the bank can give you the credit and you may get at least some of the money from the ATM, but it is not necessarily the case.
The third one is depositing some money, it is putting more money into your account.
The last one involves getting a check and collecting the money from it.