As per Newton's II law we know that

now we know that

now we can say that force due to collision will be more if the interval of time for the collision is very small
so here in order to have safe collision we need to reduce the force due to collision
So we need to increase the time interval of collision
So correct answer here will be given as
The retractable bumper, because it extends the time interval of the collision, thus reducing the force exerted on the car.