Answer: Both agencies (Federal Deposit Insurance Corporation and Federal Trade Commission) are taking serious and rough actions against violation of consumer frauds and demonstrate that they are really serious in blocking fraudsters, no matter wether the person is from another federal agency, bureaucracy or a private company or any oder human condition. All this happened after some scandals and real suits about money ilegal deviation.
So it is a good step for government to be more transparent and legal with their process and also to the costumer to follow and respect the rules.