The equation is:
$20 - ($15 x 1.10) = x
It would cost $16.50 because the sales tax makes the price 110% of what it used to be or 1.1 times more.
Now you have 20 - 16.5 = x
20 - 16.5 = 3.5.
She got $3.50 in change.
Hope this helps :)
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