Answer:
A. A collision where he or she is at fault and somebody is injured
Step-by-step explanation:
In all of the United States the car owners nee to have an insurance for the accidents that the Car may cause while in the road, this is a measure thought to prevent people from fall into bankrupcy because they can´t afford the cost of any accident that they might encounter, damaging themselves or others, in order also to be able to give them instant medical care and protection.