Question

When shopping on the web, it is better to pay for your purchase with a debit card rather than a credit card.

Answer 1

Correct, debit cards use money you already have. Credit cards basically 'loan' money, which can lead to debt if you overuse it or fail to pay it off

Answer 2

True

Step-by-step explanation:

Debit cards are plastic cards similar to a credit card, they are used for payment of goods and services over the internet and the money is been debited directly from the bank account attached to the debit card. in other words it is used to electronically transfer cash from a bank account by the holder of the card. while shopping with your debit card the worth of the goods been bought is paid for directly from your bank account which means that you can only make payments within your current bank account balance.

while in credit card useage you are allowed to make payments above your current bank account balance i.e charges you in line of your credit worth hence throwing you into debit.