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14 votes
1. How much is $4,000 that you will receive in one year worth today if you could earn 7

percent on the money?

User Sdeburca
by
3.3k points

1 Answer

8 votes

Answer:

$3,738.31

Step-by-step explanation:

The present value of $4,000 at 7 % interest.

The formula for present value as below

PV = P × 1 −( 1 + r) ^ −n

r

Where Pv is present value

P is principal amount: $4000

r is interest rate: 7% or 0.07

N is number of periods: 1

Pv = $4000 x 1 - ( 1 + 0.07)^ -1

0.07

Pv = $4,000 x 1-(1.07)^-1

0.07

Pv = $4,000 x( 1 -0.9345794/0.07)

Pv =$4,000 x( 0.0654206/0.07)

Pv = $4,000 x 0.93458

Pv = $3,738.32