Answer:
Cutoff for a failing score is 49 and 2.28% students failed.
Explanation:
We have been given that scores on a psychology exam were normally distributed with a mean of 57 and a standard deviation of 4.
2 standard deviation below mean would be,

Therefore,Cutoff far a failing score is 49.
Now let us find out the z-score for our given values,


Now let us look up the probability from normal distribution table.

Therefore, percentage of students failed is 2.28%.