To calculate the speed and velocity of the Ann`s we use the formula,

Here, d is distance and t is time and v if we take it with direction then it is called velocity and if we take it without the direction then it is called speed.
Given
and
.
Substituting these values in above equation we get

As Ann walked towards south direction therefore, Ann`s velocity is 3 mi/h south and her speed is 3 mi/h .