Becky wants an account that will let her spend her money as much and as often as she needs. - CHECKING ACCOUNT is the best since it allows her to spends as per her needs, but the downside is the she gets no interest
Sanjay - SAVINGS ACCOUNT. Since Sanjay wants some amount of interest and also withdrawal, the savings accounts suits him the best because here you get an interest and are also allowed withdrawals but not as often as with checking account
Neveah- Certificate of deposit (CD) - Since Neveah does not want to spend any money immediately and has a defined time frame of two years after which she wants to spend the money, a CD is best suited since this is a time deposit rather than a demand deposit