Question

Joe and his friend were traveling by car, and Joe was driving. Joe accidently backed the car into a tree and his friend was injured. Joe now has to pay his friend’s medical bills. Which type of coverage will help Joe recover the financial loss?

Answer 1

Liability coverage will pay for the injury or damage that the covered driver causes to other people or their property.

Answer 2

The coverage for medical expenses of occupants of the car is provdied by "Medical Expense" or "Medical Payments" coverage.