“ . . . Old-age benefits in the form of monthly payments are to be paid to individuals who have worked and contributed to the insurance fund in direct proportion to the total wages earned by such individuals in the course of their employment subsequent to 1936. . . . “While it is not anticipated as a complete remedy for the abnormal conditions confronting us at the present time, it is designed to afford protection for the individual against future major economic [changes]. . . . It does not represent a complete solution of the problems of economic security, but it does represent a substantial, necessary beginning.” –Frances Perkins, Secretary of Labor, Speech on September 2, 1935 Read the quote and then answer the question below. In this passage, Perkins is describing which of the following? a. Unemployment Insurance b. Social Security c. the New Deal d. the National Recovery Administration