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In which situation would renters insurance be useful?

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In which situation would renters insurance be useful? Renters insurance can be useful in many situations but mainly when it comes down to it is when replacing the renters stuff is damaged or ruined. Those who rent should have renters insurance to protect them and their assets while in some else's home. A house flood or a break in are both ways that renters insurance could benefit the policy holder.
User Shalina
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answer: your personal possessions are stolen from your apartment

User Jonspaceharper
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