Answer:
Auto insurance is an insurance that protects you against financial loss in case of an accident or auto theft. To avail the insurance, you have to pay premiums based on interest rates.
The items that can cause a decrease in the cost of an auto insurance policy are :
You are a mature driver. (younger drivers are given high interest rates)
You have had driver's training.(Professionally trained people have very little chance of causing any accident.)
You have multi-vehicle coverage on your policy.(insurance companies give discounts if more than one vehicle is insured under them)