Secret questions are prompted or answer to validate the fund transfer would most likely catch this type of vulnerability if the developers have not already remediated it.
Step-by-step explanation:
During developing bank application End user has to check all kind of threats such as validation password and account details and encrypt technology. If unwanted user accessing and try to access fund to do validation secret password and OTP validation is be checked and password to be encryption.
During password entering end user has to enter password within time limit and method of entering is also validated. End User is provided keyboard onscreen to enter the password and physical keyboard to be locked. During the entering the password each character is monitor with time limit.