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Sandra would like to organize BAL as either an LLC (taxed as a sole proprietorship) or a C corporation. In either form, the entity is expected to generate an 7 percent annual before-tax return on a $600,000 investment. Sandra’s marginal income tax rate is 37 percent and her tax rate on dividends and capital gains is 23.8 percent (including the 3.8 percent net investment income tax). If Sandra organizes BAL as an LLC, she will be required to pay an additional 2.9 percent for self-employment tax and an additional 0.9 percent for the additional Medicare tax. BAL’s income is not qualified business income (QBI) so Sandra is not allowed to claim the QBI deduction. Assume that BAL will distribute all of its after-tax earnings every year as a dividend if it is formed as a C corporation. (Round your intermediate computations to the nearest whole dollar amount.)

a. How much cash after taxes would Sandra receive from her investment in the first year if BAL is organized as either an LLC or a C corporation?

User James Haug
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2 Answers

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Final answer:

If BAL is organized as an LLC, Sandra would receive $19,656 after taxes in the first year. If BAL is organized as a C corporation and all earnings are distributed as dividends, Sandra would receive $25,284 after taxes in the first year.

Step-by-step explanation:

If Sandra organizes BAL as an LLC, she will have to pay self-employment tax and additional Medicare tax. The self-employment tax for an LLC is 15.3%, which includes the total social security tax (12.4%) and Medicare tax (2.9%). In this case, the taxes paid would be calculated as follows:

Gross annual return: $600,000 x 7% = $42,000

Self-employment tax: $42,000 x 15.3% = $6,426

Additional Medicare tax: $42,000 x 0.9% = $378

Income tax (37%): $42,000 x 37% = $15,540

Net income after taxes, self-employment tax, additional Medicare tax, and income tax: $42,000 - $6,426 - $378 - $15,540 = $19,656

If BAL is organized as a C corporation, the corporate income tax rate is 21%. In this case, the taxes paid would be calculated as follows:

Net income after taxes (C corporation): $42,000 x (1 - 0.21) = $33,180

Dividend tax on C corporation: $33,180 x 23.8% = $7,896

Dividend after taxes (C corporation): $33,180 - $7,896 = $25,284

User Tidylobster
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Answer:

Step-by-step explanation:

See the attachment for the calculation.

LLC 33,152 cash after taxes

C Corp 33,711 cash after taxes

Sandra would like to organize BAL as either an LLC (taxed as a sole proprietorship-example-1
User MetalBearSolid
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