Answer:
vertical Intergration
Step-by-step explanation:
Based on the information provided it can be said that the MoneyMatters loses its business because of the vertical integration done by HMD Inc. vertical Intergration refers to the scenario by which a company owns the supply chain that handles all of that company's tasks. Which in this scenario is what HMD Inc. decided to do by creating an in-house finance department to manage its financial matters, and thus getting rid of MoneyMatters.