Answer:
B) Denied because Jarron has already been paid for the damage.
Step-by-step explanation:
If the insurance company somehow found out that Nick already paid Jarron for the damage, then they don't have any duty to pay Jarron.
It is even possible for a person to have two different insurance policies for the same asset, but in case you have some type of accident, only one of them will pay you.
The principle of indemnity state that in case of a loss, the insured should be put back to the same position as before the loss occurred. An insured should not be able to make money due to a loss.