-- When you start out, there are 10 coins in your pocket, and 4 of them are nickels.
If you reach in and pick one coin, with mittens on (so you can't feel which one you're grabbing), your chance of picking a nickel is 4/10 .
-- Then there are 9 coins left in your pocket, and 3 of them are nickels.
-- NOW if you reach in and pick another coin, the chance of picking a nickel is 3/9 .
-- The probability of BOTH events is
P = (4/10) x (3/9)
P = 12/90
P = 13.33 %