Question

Certain conditions, such as dismemberment or total and permanent blindness, will automatically qualify the insured for full disability benefits. Which disability policy provision does this describe?A Residual disabilityB Presumptive disabilityC Dismemberment disabilityD Partial disability

Answer 1

Answer: presumptive disability

Explanation: In simple words, presumptive disability refers to the serious impairments after which the applicant is presumed to be disabled. For example- deafness, blindness and down syndrome etc.

Disability benefits are applicable to those who are unable to perform their functions properly and are not able to rectify their current medical situation.

Hence from the above we can conclude that the correct option is B.