There are 9 students in only one of the two clubs.
Explanation:
Since we have given that
Number of students = 36
Number of students are in chess club = 10
Number of students are in bridge club = 13
Number of students are not in either club = 20
So, Number of students in both the club is given by

Number of students only in chess = 10-7 =3
Number of students only in bridge = 13-7=6
Hence, there are 3+6=9 students in only one of the two clubs.