Answer:
true
Step-by-step explanation:
a wager is a more formal term for bet, and a bet is usually a conflict.
for example: imagine the protagonist and antagonist are at a restaurant and spot the same girl, and propose a wager over a girl. if one of them gets the girl to talk to them, the other has to pay for food for the both the other character and the girl. there is a conflict - they both want to talk to the girl.
so it is true, if the wager has been made, the protagonist and antagonist are in a conflict.