Question

GavelCo Insurance sells an insurance policy to Barry in the state of Colorado. GavelCo violates a Colorado state statute when doing so. Later Barry gets into a dispute with GavelCo over coverage of the insurance policy and wants to enforce the insurance contract. The insurance contract will be_______________.a. unenforceable.b. enforceable, but only if a court finds the contract unconscionable.c. enforceable by both parties, like any other contract.d. enforceable by Barry, the purchaser, and he can recover from the insurer if applicable.

Answer 1

d. enforceable by Barry, the purchaser, and he can recover from the insurer if applicable.

Step-by-step explanation:

The insurance policy is actually sold already to Barry. And now the insurance company is liable for any kind of damages to Barry.

If Barry by any chance has violated any state law of Colorado then he shall be responsible for that. But the insurance company has to make all good to Barry.

As the insurance company cannot withdraw the insurance coverage just because there is violation with some other context and not with the insurance agreement.

The insurance is enforceable and that he can recover from insurance company for any damages caused, if that is covered in insurance policy.