Answer:
1st question 0.78%
2nd question -13.46%
Step-by-step explanation:
Rate of return = ((Year-end price - Beginning of year price) + Cash dividend) / Beginning of year price
Rate of return would you have earned if you had purchased the stock exactly one year ago = ((17.81 -20.58) + 2.93) / 20.58
= 0.78%
Rate of return have been if the firm had paid no cash dividend = ((17.81 -20.58) +0) / 20.58 = -13.46%
Hence answers are:
The rate of return you would have earned is 0.78%
The rate of return you would have earned if the firm paid no cash dividend is -13.46%