Answer:
B. A key member could suddenly depart.
Step-by-step explanation:
While all four options are certainly business risks, only (B) is a human risk. Human risk is a factor whenever an owner, manager, or employee acts (or fails to act) due to poor communication, inferior people management, high stress, disagreement, separation, illness, disability, or death. Human risk is also a concern when the behavior of an owner, manager, or employee is incompetent, noncompliant, abusive, or dishonest.