Answer:
Insulin
Step-by-step explanation:
When excess carbohydrates are consumed, we produce insulin, which may be also produced in excess, when we become insulin-resistant. Insulin is responsible for allowing cabohydrates to enter the cells across the cell membrane to generate energy, but when there is excess carbohydrates, some of it is stored in the liver in the form of glucogen. When the liver cannot store any more glucogen, then the excess carbohydrates are converted to fat and stored in adipose tissue (e.g., love handles). This process is called lipogenesis (literally, fat-generation).