Answer:
Actual self-concept.
Step-by-step explanation:
Actual self-concept is the concept in which the person sees herself/himself as under the current circumstances and position.
Desiree does not have have money and she saves her money by purchasing inexpensive food like old bread and rice. She knows that this will help to save money as she is aware of her current financial situation and knows how to deal with it. She is motivated by actual self-concept.