By the law of total probability,
![P(A\cap B)=P[(A\cap B)\cap C]+P[(A\cap B)\cap C']](https://img.qammunity.org/2020/formulas/mathematics/high-school/b1d2n6q9xn92ntv0dwyc6f3r4w259p15ws.png)
but the events A, B, and C are mutually independent, so

and the above reduces to

which is to say A, B, and C's complement are also mutually independent, and so

By a similar analysis,


These events are mutually exclusive (i.e. if A and B occur and C does not, then there is no over lap with the event of A and C, but not B, occurring), so we add the probabilities together to get 0.27.