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I have very little cash and yet he says that I had a good year with $15,000 net income. He said it was because we use accrual accounting (whatever that means). I know I paid 6 month’s rent ($1,400 a month) in advance at the end of the year. I also paid my insurance for the next year. Insurance cost $6,000. I have several customers who had a lot of services done on credit and haven’t paid yet. I think that totals $11,948 owed to me. Can you explain?

User Vallie
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2 Answers

1 vote

Final answer:

Accrual accounting is a method of accounting that records transactions when they occur, not when cash is exchanged. It takes into account revenues earned and expenses incurred during a specific period. In this case, the student's net income of $15,000 is calculated based on revenues earned and expenses incurred, even though there may be little cash on hand.

Step-by-step explanation:

Accrual accounting is a method of accounting where transactions are recorded when they occur, not when the money is exchanged. It takes into account both revenues earned and expenses incurred during a specific period, regardless of when the cash is received or paid.

In your case, even though you have little cash on hand, your net income of $15,000 is calculated based on revenues earned and expenses incurred. Let's break it down:

  1. You paid 6 months' rent in advance at the end of the year, which amounts to 6 x $1,400 = $8,400. This is considered an expense incurred during the year, even though the cash was paid in advance.
  2. You also paid your insurance for the next year, which is $6,000. Again, this is considered an expense incurred during the current year.
  3. You have several customers who haven't paid yet, and they owe you $11,948. This is considered revenue earned during the current year, even if you haven't received the cash yet.

So, your net income of $15,000 takes into account these revenues and expenses, in accordance with accrual accounting principles.

User Uzun
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5.3k points
3 votes

Step-by-step explanation:

Accrual - the accumulation or increase of something over time, especially payments or benefits.

(Accumulation Accounting)

Net Income: $15,000

Spent: 6($1,400)+$6,000

$8,400+$6,000 = $14,400

Current Total (In-hand): $600

Not Been Paid Yet (Not In-hand): $11,948

User Nat Baldwin
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5.0k points
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