Answer:
False, Lisa should wait 6 years
Step-by-step explanation:
Hi, in order to decide, we have to bring to present value both cash amounts, since $35,000 are already in the present, we will only have to bring to present value the $75,000 payment that will take place 6 years from no, we do this with the following formula.


So, if she waits for 6 years, she will receive today´s equivalent to $55,966.15 instead of $35,000 today.
best of luck.