Step-by-step explanation:
A financial plan is an individual or a company's evaluation of the current income to predict the future financial state, And a financial goal is basically the target of a person or a company that is driven by future financial needs. For example if a person has a goal to save money to buy a home, its his target, and how much he will have to save for it on monthly or yearly basis, is his plan. Similarly if a company has a goal to open a new business unit in the coming years, then the savings it has to make on yearly basis will be its financial plan.
So people may have financial plans, but they don't have financial goals. For example, people might want to save but they really don't a have a clear goal that for what they are saving.