Year 1: $13,650
Year 2: $14,332.50
Year 3: $15,049.13
Year 4: $15,801.59
Year 5: $16,591.67
Year 6: $17,421.25
Year 7: $18,292.31
Year 8: $19,206.93
Year 9: $20,167.27
Year 10 : $21,175.63
Start with $13,000
Multiply 13,000 by 1.05 ( annual interest)
Take each previous year number and multiply by 1.05 as it compounds annually.
So after year 10 you will have $21,175 in the account.
Hope this helps and good luck with studies!