Answer:
9,7699353%
Step-by-step explanation:
We need to calculate the Rate of return for the loan with 60 payment of 2050 every month of a loan for 97,000

This is formula is completed using lineal interpolation, or a financial calculator, or a computer software like Excel among others.
This will give us a monthly rate of 0,81416%
Now to convert to Annual Percentage rate we multply by 12
and get 9,7699353%