Answer: If you make a false statement or commit a forgery about your motor vehicle insurance you can be guilty of a second degree misdemeanor.
Explanation: A misdemeanor is any "lesser" criminal act in some common law legal systems. Misdemeanors are generally punished less severely than felonies, but theoretically more so than administrative infractions (also known as minor, petty, or summary offences) and regulatory offences. Many misdemeanors are punished with monetary fines.