Question

Read the passage. Young adults in this country are in a credit crisis. It is too easy for them to get credit cards, and companies make having a card look like fun. Students sign up for credit cards to get free T-shirts. Instead, the credit card companies should be focusing on the responsibilities that come with having credit and the problems that can occur when the bill is not paid on time. What is a cause of the credit crisis? Credit card companies give away free T-shirts. Young adults do not know they should pay their bills on time. Credit card companies should focus on creating responsible users. It is too easy for young adults to get credit cards.

Answer 1

What is a cause of the credit crisis?

Answer is It is too easy for young adults to get credit cards

Step-by-step explanation:

Answer 2

Credit card companies should focus on creating responsible users

Step-by-step explanation:

Here's why...

Lots of companies give away free T-shirts, they want to promote their brand. So that answer does not make sense.

The one about young adults not paying their bills on time, would make sense if the article talked about young adults knowing their bills and just not paying them.

Credit card companies focusing on creating more responsible users is correct. Because the companies are the ones giving these young adults the opportunity to get a credit card, they are the ones giving these young adults the opportunity to have credit.

The last one just doesn't apply in this situation.